MEDICAL COST SHARING
The Fire Guild - Sharing Wellness and Wealth
Monthly Costs start as low as $106 for an individual Member.
There’s no such thing as “out-of-network” with Sedera. We go where you go.
Our expert advisors will help you navigate the complex world of medical care.
Always know your out-of-pocket costs before you receive care.
Need-related costs are capped after 3 medical needs for an individual (5 for a family) in a 12-month period.
Get 2nd opinions on surgeries and new diagnoses from some of the world’s top doctors.
Medical Cost Sharing is a surprisingly affordable non-insurance solution to manage large healthcare costs. Unlike other options, this approach is centered entirely around people helping people. Our Members share one another’s medical burdens and shop for the best care at the best price. In doing so, we support one another’s physical and financial health.
Add Direct Primary Care to Your Sedera Membership
Experience direct care for life’s big and small medical events by joining a Direct Primary Care practice. Pay a monthly cost and see your doctor as often as you need to. Direct Primary Care members also receive a discount to their Sedera membership. Win, win!
Thanks for taking the time to learn about Medical Cost Sharing.
To join, simply follow these three steps:
Based on your selections, our cost estimator will give you an estimate of your monthly membership contribution amount.
*Membership Contribution costs do not include telemedicine, expert second opinion, or other add-ons.
The Cost Estimator is currently experiencing technical difficulties. Please click on the following links for pricing:
Medical Cost Sharing (MCS) is an innovative non-insurance solution to manage large medical costs. Our Members commit to leading a healthy lifestyle and voluntarily contributing to one another’s large and unexpected medical expenses. In doing so, they are able to reduce one another’s burdens and be in charge of their own health care decisions.