Sedera

MEDICAL COST SHARING

A Refreshing Healthcare Alternative

Enjoy direct care for life's big and small medical events.

Why Sedera?

Low Monthly Cost

Monthly Costs start as low as $106 for an individual Member.

Go Anywhere

There’s no such thing as “out-of-network” with Sedera. We go where you go.

Member Advisors

Our expert advisors will help you navigate the complex world of medical care.

Price Transparency

Always know your out-of-pocket costs before you receive care.

Out-of-Pocket Limits

Need-related costs are capped after 3 medical needs for an individual/Household in a 12-month period.

Expert 2nd Opinions

Get 2nd opinions on surgeries and new diagnoses from some of the world’s top doctors.

How Medical Cost Sharing Works

We All Work Together

Every Member commits to a set of ethical beliefs and principles, which include:

Contributing to other Member’s Medical Needs
Being a savvy shopper
Leading a Healthy Lifestyle
Building a strong relationship with their medical provider

Engaged health care consumers are the heart and soul of the Medical Cost Sharing Community.

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Don't take our word for it...

We’ve always been people that liked going against the tide. In the beginning, we were fearful but now that we are understanding it more, we're no longer afraid. We are really happy with the people we have dealt with at Sedera. Every time I call Sedera, I am very happy. The customer service is amazing!

-Mimi, Group Admin (Canton, GA)

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Sedera In Action

Join the Community!

Thanks for taking the time to learn about Medical Cost Sharing.

To join, simply follow these three steps:

Design Your Membership

Tell Us About Yourself

Open a Sharing Account

We understand that Medical Cost Sharing is new for many people. If you still have questions, that’s ok! We would love to help you work through them. Give us a call.

Direct Primary Care Patients Save

At Sedera we believe the best care happens when patients have a dedicated medical home and a direct relationship with their medical provider. Because of this, we are thrilled to offer patients of direct primary care practices a 14.5% credit towards the Medical Cost Sharing (MCS) portion of their monthly Membership Contribution.

*To maintain this discount, please submit the most recent DPC receipt to memberservices@sedera.com after completing enrollment.

Design Your Membership

Based on your selections, our cost estimator will give you an estimate of your monthly membership contribution amount.

*Membership Contribution costs do not include telemedicine, expert second opinion, or other add-ons.

Est. Monthly Contribution

$0.00

Participants

Oldest Participant

Years Old

Initial Unshareable Amount

The Initial Unshareable Amount (IUA) is the amount you pay before your medical Need is eligible for sharing. A Need is defined as one or more medical expenses caused by a single accident or illness.

Direct / Virtual Primary Care

Direct primary care has been promoted by certain groups of physicians as a means for patients to save money on their primary care services.

Often, there are no insurance co-pays, deductibles or co-insurance fees thus avoiding the overhead and complexity of maintaining relationships with insurers.

Are you a member of a DPC or VPC?

Tobacco Usage

Has anyone in your household used these in the last 12 months:

Smoke cigarettes
E-vapes
Chewing tobacco

+1 (855) 469-6502

sales@sedera.com

Have questions? We’ve got answers

While Sedera operates in most states, there are a few exceptions. Click here to learn more.

Medical Cost Sharing (MCS) is an innovative non-insurance solution to manage large medical costs. Our Members commit to leading a healthy lifestyle and voluntarily contributing to one another’s large and unexpected medical expenses. In doing so, they are able to reduce one another’s burdens and be in charge of their own health care decisions.